Payment recovery for course platforms
Course subscriptions skew B2C — cards expire, funds run low, customers forget. Without recovery, a course platform with 5% monthly involuntary churn loses ~46% of subscribers per year just from failed payments.
Why it matters
Course pricing is low ($20-$50/mo typically), so payment recovery has to be cheap and automatic. A flat $49/mo Rechurn pays for itself with ~2 saved subscribers per month.
Recovery playbook
Day 0: friendly + brand-aligned failure email
Day 1: Stripe retry
Day 3: gentle reminder + update card link
Day 7: save offer (often pause better than discount for course subs)
Day 14: cancel + win-back at day 30 with welcome-back discount
Failure mix
Course platforms: ~50% insufficient_funds (B2C), ~25% expired, ~15% generic_decline, ~10% other.
Save offers that work
Pause is the killer save offer for courses — students often want to come back when life calms down. 60-day pause keeps them in your CRM and ~30% reactivate.
Want to see what this looks like on your Stripe?
See the actual failure mix and recoverable MRR for your online courses business. Free 3-min Stripe audit, read-only.